.research-module__f67HNa__page{--ink:#192435;--muted:#586678;--rule:#dbe1e7;--blue:#0067a8;z-index:1;color:var(--ink);font-family:var(--font-sans);background:#f7f8fa;position:relative}.research-module__f67HNa__page a:focus-visible,.research-module__f67HNa__page button:focus-visible,.research-module__f67HNa__page summary:focus-visible{outline-offset:5px;outline:3px solid #0099ef}.research-module__f67HNa__hero{color:#fff;background:#141824;padding:120px max(5vw,24px) 0;overflow:hidden}.research-module__f67HNa__heroTop{letter-spacing:.05em;color:#c0cad7;border-bottom:1px solid #ffffff26;justify-content:space-between;gap:20px;max-width:1320px;margin:auto;padding-bottom:28px;font-size:12px;display:flex}.research-module__f67HNa__heroTop a:hover{color:#fff}.research-module__f67HNa__heroGrid{grid-template-columns:1.1fr 1fr;align-items:center;gap:5%;max-width:1320px;margin:48px auto;display:grid}.research-module__f67HNa__kicker{color:#b9d4e8;text-transform:uppercase;letter-spacing:.11em;align-items:center;gap:9px;margin-bottom:24px;font-size:10px;font-weight:600;display:flex}.research-module__f67HNa__kicker>span{background:#0099ef;border-radius:50%;width:7px;height:7px}.research-module__f67HNa__hero h1{letter-spacing:-.055em;font-size:clamp(42px,4.6vw,72px);font-weight:650;line-height:1.04}.research-module__f67HNa__year{color:#4cbbfa;display:block}.research-module__f67HNa__subtitle{letter-spacing:-.035em;max-width:560px;margin-top:22px;font-size:clamp(26px,2.5vw,39px);line-height:1.15;display:block}.research-module__f67HNa__lead{color:#c6cfdb;max-width:600px;margin:26px 0;font-size:16px;line-height:1.7}.research-module__f67HNa__byline{align-items:center;gap:12px;font-size:13px;display:flex}.research-module__f67HNa__byline small{color:#aab8c9;margin-top:4px;font-size:11px;display:block}.research-module__f67HNa__authorMonogram{border:1px solid #71839b;border-radius:50%;justify-content:center;align-items:center;width:38px;height:38px;font-size:11px;display:flex}.research-module__f67HNa__date{color:#aab8c9;gap:22px;margin-top:20px;font-size:11px;display:flex}.research-module__f67HNa__heroImage{background:#ffffff05;border:1px solid #ffffff20;margin:0;padding:10px;position:relative;transform:rotate(2deg)}.research-module__f67HNa__heroImage img{width:100%;height:auto;display:block}.research-module__f67HNa__heroImage figcaption{letter-spacing:-.02em;padding:22px 12px 15px;font-size:15px}.research-module__f67HNa__heroImage small{color:#aab8c9;letter-spacing:0;margin-top:8px;font-size:10px;display:block}.research-module__f67HNa__heroBottom{border-top:1px solid #ffffff26;grid-template-columns:1fr 1.2fr 1fr;align-items:center;gap:25px;max-width:1320px;margin:auto;padding:27px 0 33px;display:grid}.research-module__f67HNa__heroBottom>div{align-items:center;gap:18px;display:flex}.research-module__f67HNa__heroBottom strong{letter-spacing:-.06em;font-size:66px;font-weight:500;line-height:1}.research-module__f67HNa__heroBottom>div span{color:#bac7d7;font-size:12px;line-height:1.6}.research-module__f67HNa__heroBottom>p{color:#c6cfdb;font-size:13px;line-height:1.55}.research-module__f67HNa__heroBottom em{color:#fff;font-style:normal}.research-module__f67HNa__heroBottom>a{border-bottom:1px solid #61788e;justify-content:space-between;align-items:center;gap:24px;padding:18px 0;font-size:12px;display:flex}.research-module__f67HNa__heroBottom>a span{color:#4cbbfa;font-size:27px}.research-module__f67HNa__readerLayout{grid-template-columns:260px minmax(0,780px);align-items:start;gap:72px;max-width:1240px;margin:auto;padding:64px 32px 95px;display:grid}.research-module__f67HNa__rail{color:var(--muted);position:sticky;top:100px}.research-module__f67HNa__railTitle{text-transform:uppercase;letter-spacing:.06em;justify-content:space-between;font-size:10px;font-weight:650;display:flex}.research-module__f67HNa__railTitle span{color:var(--blue)}.research-module__f67HNa__progress{background:var(--rule);height:2px;margin:15px 0 22px}.research-module__f67HNa__progress i{background:#0099ef;height:100%;display:block}.research-module__f67HNa__rail ol{margin:0;padding:0;list-style:none}.research-module__f67HNa__rail li a{align-items:baseline;gap:13px;padding:9px 0;font-size:12px;line-height:1.45;display:flex}.research-module__f67HNa__rail li a>span{color:#8190a0;font-variant-numeric:tabular-nums;font-size:10px}.research-module__f67HNa__rail li a:hover,.research-module__f67HNa__rail li a[aria-current]{color:var(--blue)}.research-module__f67HNa__rail li a[aria-current]{font-weight:700}.research-module__f67HNa__sourceJump{border-top:1px solid var(--rule);color:var(--ink);margin-top:20px;padding-top:19px;font-size:12px;display:block}.research-module__f67HNa__share{text-align:left;cursor:pointer;color:var(--muted);margin-top:17px;font-size:11px;display:block}.research-module__f67HNa__mobileNav{display:none}.research-module__f67HNa__body{min-width:0;scroll-margin-top:110px}.research-module__f67HNa__intro{letter-spacing:-.015em;font-size:20px;line-height:1.8}.research-module__f67HNa__intro p+p{margin-top:20px}.research-module__f67HNa__legend{border-top:1px solid var(--rule);border-bottom:1px solid var(--rule);color:var(--muted);grid-template-columns:120px 1fr;gap:22px;margin:36px 0 20px;padding:22px 0;display:grid}.research-module__f67HNa__legend>span{color:var(--blue);text-transform:uppercase;letter-spacing:.08em;padding-top:4px;font-size:10px;font-weight:650}.research-module__f67HNa__legend p{font-size:13px;line-height:1.7}.research-module__f67HNa__legend b{color:var(--ink);font-weight:600}.research-module__f67HNa__chapter{border-bottom:1px solid var(--rule);padding:48px 0 54px;scroll-margin-top:105px}.research-module__f67HNa__chapterMeta{text-transform:uppercase;letter-spacing:.07em;color:var(--muted);align-items:baseline;gap:20px;font-size:10px;line-height:1.7;display:flex}.research-module__f67HNa__chapterMeta>span:first-child{color:var(--blue);font-variant-numeric:tabular-nums;flex-shrink:0}.research-module__f67HNa__chapter h2,.research-module__f67HNa__sources h2{letter-spacing:-.04em;text-wrap:balance;margin:18px 0 28px;font-size:clamp(27px,2.6vw,38px);font-weight:630;line-height:1.18}.research-module__f67HNa__prose{color:#354254;font-size:17px;line-height:1.85}.research-module__f67HNa__prose p{margin:0 0 22px}.research-module__f67HNa__prose>:last-child{margin-bottom:0}.research-module__f67HNa__prose strong{color:#162d43;font-weight:650}.research-module__f67HNa__prose a{color:#00649f;text-underline-offset:4px;overflow-wrap:anywhere;-webkit-text-decoration:underline #7fb3cf;text-decoration:underline #7fb3cf;text-decoration-thickness:1px}.research-module__f67HNa__prose a:hover{text-decoration-color:currentColor}.research-module__f67HNa__prose h3{color:var(--ink);letter-spacing:-.02em;margin:42px 0 20px;font-size:23px;font-weight:600;line-height:1.35}.research-module__f67HNa__prose h3:first-child{margin-top:0}.research-module__f67HNa__visual{background:#eaf0f5;border-radius:2px;margin:0 0 30px;padding:28px}.research-module__f67HNa__visual figcaption{margin-bottom:24px;font-size:15px;font-weight:600;line-height:1.4}.research-module__f67HNa__visual figcaption>span{color:var(--muted);margin-top:7px;font-size:10px;font-weight:400;display:block}.research-module__f67HNa__barRow{margin:18px 0}.research-module__f67HNa__barRow>div:first-child{align-items:center;gap:24px;margin-bottom:8px;display:flex}.research-module__f67HNa__barRow strong{letter-spacing:-.055em;color:#005f9c;min-width:120px;font-size:49px;font-weight:500;line-height:1.2}.research-module__f67HNa__barRow strong span{font-size:28px}.research-module__f67HNa__barRow p{color:var(--muted);font-size:12px;line-height:1.5}.research-module__f67HNa__barTrack{background:#d5dfe8;height:5px}.research-module__f67HNa__barTrack i{background:#007dc2;height:100%;display:block}.research-module__f67HNa__visualNote{color:var(--muted);margin-top:22px;font-size:11px;line-height:1.6}.research-module__f67HNa__blueVisual{color:#fff;background:linear-gradient(120deg,#141824,#005b94)}.research-module__f67HNa__blueVisual figcaption>span,.research-module__f67HNa__blueVisual .research-module__f67HNa__visualNote{color:#c4d3e4}.research-module__f67HNa__comparison{grid-template-columns:1fr 1fr;gap:26px;display:grid}.research-module__f67HNa__comparison>div+div{border-left:1px solid #839bad55;padding-left:26px}.research-module__f67HNa__comparison strong{letter-spacing:-.055em;margin:12px 0;font-size:clamp(36px,3.4vw,54px);font-weight:500;line-height:1.2;display:block}.research-module__f67HNa__comparison strong span{font-size:.58em}.research-module__f67HNa__comparison p{font-size:13px;line-height:1.65}.research-module__f67HNa__comparisonLabel{letter-spacing:.04em;margin-top:10px;font-size:10px;font-weight:600;display:block}.research-module__f67HNa__tableWrap{margin:30px 0}.research-module__f67HNa__tableWrap table{border-collapse:collapse;table-layout:fixed;width:100%;font-size:12px;line-height:1.65}.research-module__f67HNa__tableWrap th{text-transform:uppercase;letter-spacing:.04em;text-align:left;color:#fff;background:#192b3c;padding:17px 13px;font-size:10px;font-weight:600}.research-module__f67HNa__tableWrap td{border-bottom:1px solid var(--rule);vertical-align:top;padding:21px 13px}.research-module__f67HNa__tableWrap td:first-child{color:var(--ink);font-weight:650}.research-module__f67HNa__tableWrap tbody tr:nth-child(2n){background:#edf1f5}.research-module__f67HNa__sources{padding:55px 0 20px;scroll-margin-top:110px}.research-module__f67HNa__sourceKicker{text-transform:uppercase;letter-spacing:.1em;color:var(--blue);font-size:10px}.research-module__f67HNa__sources>p:not(.research-module__f67HNa__sourceKicker){color:var(--muted);font-size:14px;line-height:1.7}.research-module__f67HNa__sources ol{margin-top:25px;padding:0;list-style:none}.research-module__f67HNa__sources li{border-bottom:1px solid var(--rule)}.research-module__f67HNa__sources li a{grid-template-columns:25px 1fr 18px;align-items:center;gap:13px;padding:16px 0;font-size:12px;line-height:1.5;display:grid}.research-module__f67HNa__sources li a:hover{color:var(--blue)}.research-module__f67HNa__sources li a>span:first-child{color:var(--muted);font-size:10px}.research-module__f67HNa__articleFooter{border-top:2px solid var(--ink);justify-content:space-between;align-items:center;gap:25px;margin-top:36px;padding-top:27px;font-size:13px;display:flex}.research-module__f67HNa__articleFooter p{color:var(--muted);margin:7px 0 15px;font-size:12px}.research-module__f67HNa__articleFooter small{color:var(--muted);font-size:10px}.research-module__f67HNa__articleFooter>a{white-space:nowrap;font-size:12px}.research-module__f67HNa__srOnly{clip:rect(0,0,0,0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}@media (min-width:1600px){.research-module__f67HNa__hero{padding-top:140px}.research-module__f67HNa__heroGrid{margin-top:60px;margin-bottom:60px}}@media (max-width:1100px){.research-module__f67HNa__readerLayout{grid-template-columns:210px minmax(0,1fr);gap:40px}.research-module__f67HNa__heroGrid{gap:4%}.research-module__f67HNa__hero h1{font-size:48px}.research-module__f67HNa__heroImage{transform:none}}@media (max-width:900px){.research-module__f67HNa__hero{padding-top:108px}.research-module__f67HNa__heroGrid{grid-template-columns:1fr;gap:36px;margin-top:32px}.research-module__f67HNa__heroCopy{max-width:640px}.research-module__f67HNa__hero h1{font-size:clamp(42px,8vw,67px)}.research-module__f67HNa__subtitle{max-width:600px;font-size:clamp(27px,4.4vw,36px)}.research-module__f67HNa__heroImage{width:100%;max-width:640px}.research-module__f67HNa__heroImage figcaption{padding:14px 6px 7px}.research-module__f67HNa__heroBottom{grid-template-columns:1fr 1fr}.research-module__f67HNa__heroBottom>a{grid-column:1/-1;max-width:360px}.research-module__f67HNa__readerLayout{max-width:800px;padding:28px 24px 64px;display:block}.research-module__f67HNa__rail{margin-bottom:35px;position:relative;top:auto}.research-module__f67HNa__desktopNav{display:none}.research-module__f67HNa__mobileNav{display:block}.research-module__f67HNa__mobileNav summary{cursor:pointer;color:var(--ink);justify-content:space-between;padding:14px 0;font-size:14px;font-weight:600;list-style:none;display:flex}.research-module__f67HNa__mobileNav summary::-webkit-details-marker{display:none}.research-module__f67HNa__railTitle,.research-module__f67HNa__progress,.research-module__f67HNa__share,.research-module__f67HNa__sourceJump{display:none}.research-module__f67HNa__railInner{border-top:1px solid var(--rule);border-bottom:1px solid var(--rule)}.research-module__f67HNa__mobileNav nav{padding-bottom:15px}.research-module__f67HNa__rail li a{padding:10px 0;font-size:14px}.research-module__f67HNa__intro{font-size:18px}}@media (max-width:540px){.research-module__f67HNa__hero{padding:100px 22px 0}.research-module__f67HNa__heroTop{padding-bottom:20px;font-size:10px}.research-module__f67HNa__heroTop>span{text-align:right;max-width:150px;line-height:1.5}.research-module__f67HNa__heroGrid{margin:28px auto}.research-module__f67HNa__kicker{letter-spacing:.06em;margin-bottom:20px;font-size:8px}.research-module__f67HNa__hero h1{font-size:43px}.research-module__f67HNa__subtitle{margin-top:18px;font-size:28px}.research-module__f67HNa__lead{margin:24px 0;font-size:14px;line-height:1.7}.research-module__f67HNa__heroImage{padding:6px}.research-module__f67HNa__heroImage figcaption{font-size:12px}.research-module__f67HNa__heroImage small{font-size:9px;line-height:1.5}.research-module__f67HNa__heroBottom{gap:18px;padding:23px 0}.research-module__f67HNa__heroBottom strong{font-size:54px}.research-module__f67HNa__heroBottom>div{gap:12px}.research-module__f67HNa__heroBottom>div span,.research-module__f67HNa__heroBottom>p{font-size:10px}.research-module__f67HNa__heroBottom>a{max-width:none;padding:6px 0 12px}.research-module__f67HNa__readerLayout{padding:24px 22px 54px}.research-module__f67HNa__intro{font-size:17px;line-height:1.8}.research-module__f67HNa__legend{margin-top:28px;padding:20px 0;display:block}.research-module__f67HNa__legend p{margin-top:10px;font-size:12px}.research-module__f67HNa__chapter{padding:35px 0;scroll-margin-top:90px}.research-module__f67HNa__chapterMeta{gap:14px;font-size:8px}.research-module__f67HNa__chapter h2,.research-module__f67HNa__sources h2{text-wrap:initial;margin:17px 0 24px;font-size:27px}.research-module__f67HNa__prose{font-size:16px;line-height:1.85}.research-module__f67HNa__prose h3{font-size:22px}.research-module__f67HNa__visual{margin:0 -4px 26px;padding:21px 18px}.research-module__f67HNa__visual figcaption{font-size:14px}.research-module__f67HNa__barRow strong{min-width:100px;font-size:44px}.research-module__f67HNa__barRow>div:first-child{gap:15px}.research-module__f67HNa__barRow p{font-size:11px}.research-module__f67HNa__comparison{grid-template-columns:1fr;gap:22px}.research-module__f67HNa__comparison>div+div{border-top:1px solid #839bad55;border-left:0;padding-top:12px;padding-left:0}.research-module__f67HNa__comparison strong{font-size:48px}.research-module__f67HNa__tableWrap table,.research-module__f67HNa__tableWrap tbody,.research-module__f67HNa__tableWrap tr,.research-module__f67HNa__tableWrap td{width:100%;display:block}.research-module__f67HNa__tableWrap thead{clip:rect(0,0,0,0);width:1px;height:1px;position:absolute;overflow:hidden}.research-module__f67HNa__tableWrap tr{background:#edf1f5;border-top:2px solid #496984;margin-bottom:15px;padding:18px 15px}.research-module__f67HNa__tableWrap td{border:0;padding:8px 0;font-size:13px}.research-module__f67HNa__tableWrap td:before{content:attr(data-label);text-transform:uppercase;letter-spacing:.04em;color:var(--muted);margin-bottom:5px;font-size:9px;font-weight:500;display:block}.research-module__f67HNa__tableWrap td:first-child{font-size:16px}.research-module__f67HNa__sources li a{gap:9px;font-size:12px}.research-module__f67HNa__articleFooter{align-items:flex-start}}@media print{.research-module__f67HNa__hero{color:#000;background:#fff;padding:20px}.research-module__f67HNa__heroTop,.research-module__f67HNa__heroImage,.research-module__f67HNa__heroBottom,.research-module__f67HNa__rail{display:none}.research-module__f67HNa__heroGrid{margin:0;display:block}.research-module__f67HNa__hero h1{font-size:32px}.research-module__f67HNa__year,.research-module__f67HNa__lead,.research-module__f67HNa__date,.research-module__f67HNa__byline small{color:#333}.research-module__f67HNa__readerLayout{max-width:none;padding:0;display:block}.research-module__f67HNa__chapter,.research-module__f67HNa__sources{break-inside:auto}.research-module__f67HNa__visual{break-inside:avoid}.research-module__f67HNa__page a{text-decoration:underline}}
